Mtg Loan Originator Job at UNITED COMMUNITY BANK, Greer, SC

MDZFUFVXUFBCUG92cC9nV1NtYk9NUW9Odnc9PQ==
  • UNITED COMMUNITY BANK
  • Greer, SC

Job Description

:

Position Title: Mtg Loan Originator Reports to: President or Sales Manager depending on location Direct Reports: Mortgage Loan Assistant if applicable

Salary Grade:

SUMMARY :

The Mortgage Loan Originator (MLO) proactively solicits new residential mortgage business and sells UCMS mortgage products to meet established loan quality and production goals .

JOB REQUIREMENTS:

  • High School diploma or equivalent
  • Four years' college degree preferred
  • One to three years of experience in residential mortgage loan origination
  • Knowledge of conventional and government guidelines
  • Knowledge of processing, underwriting and/or closing procedures/federal lending regulations governing real estate lending
  • Strong written and verbal communication skills
  • Teamwork and customer service skills a must
  • Self-motivated and highly organized
  • Ability to prioritize multiple competing task
  • Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

PREFERRED SKILLS:

  • Familiar with FHA, VA, USDA guidelines
  • Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including assessing rate, credit and loan status information
  • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
  • Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
  • Ability to analyze and comprehend complex financial data and provide financial alternatives
  • Professional and effective interpersonal skills

JOB FUNCTIONS:

  • The Mortgage Loan Originator (MLO) proactively solicits new residential mortgage business and sells United Community Bank mortgage products to meet established loan quality and production goals
  • The Mortgage Loan Originator continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities
  • A Mortgage Loan Originator's network may consist of bank referrals, real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Originator's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations
  • The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other United Community Bank business channels
  • The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information
  • The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements
  • Other duties as assigned

Job Tags

Full time

Similar Jobs

Domino's Franchise

Delivery Driver - 2930 Preston Rd Job at Domino's Franchise

 ...small delivery area Job Description Job Description Domion's Pizza Delivery Now Hiring at Our Frisco Location. Cash Paid Daily! Earn $15 - $25 an Hour. Flexible Schedule Pay off your Bills Save for that Vacation Requirements: 2... 

Dwight School

Online Middle and High School Italian Teacher (Part-Time) Job at Dwight School

 ...Middle and High School Italian Teacher (Part-Time) Position Overview Dwight Global Online School, which was recently named the #1 best online high school in the United States by niche.com . Dwight Global Online School is seeking an experienced and innovative... 

nelson enterprise Technology Services

Background Investigator 100 % Remote Job at nelson enterprise Technology Services

 ...Job description: Job description: Position - Full Time and Part Time NETS is seeking Level 2, 3, and 4, Background Investigators to work in tandem with our IC customers to help secure the trustworthiness and integrity of the United States Government's workforce... 

UNITED COMMUNITY BANK

Mtg Loan Originator Job at UNITED COMMUNITY BANK

 ...: Position Title: Mtg Loan Originator Reports to: President or Sales Manager depending on location Direct Reports: Mortgage Loan Assistant if applicable Salary Grade: SUMMARY : The Mortgage Loan Originator (MLO) proactively solicits new residential mortgage... 

Bristol Community College

Library Assistant I (part-time) Job at Bristol Community College

 ...education institutions. More information can be found on our Benefits website . Job Description: POSITION TITLE: Library Assistant I (Part-Time) DEPARTMENT: Library Learning Commons (LLC) PRIMARY LOCATION: Multiple Bristol locations; Must be able...